Mortgage Calculators

DSCR Calculator

DSCR loans qualify the property, not your tax returns. The ratio is gross monthly rent divided by the monthly principal, interest, taxes, insurance and HOA.

Dennis Hughes, MLO

(209) 602-4900

Dennis@lend4less.com

NMLS #178729

Property & loan

Gross Monthly Rent

Purchase Price / Value

Down Payment

Interest Rate

Loan Term

Property Tax (Yearly)

Insurance (Yearly)

HOA Dues (Monthly)

DSCR

1.01

Qualifying — most lenders require 1.00 or better.

Breakdown

Loan amount$337,500

Down payment$112,500

Principal & Interest$2,302.34

Taxes$468.75

Insurance$200.00

HOA Dues$0.00

Total PITIA$2,971.09

Monthly cash flow$28.91

Get my real numbers Apply now

Estimates only. Your credit score, property type, occupancy, loan purpose and down payment drive your actual rate and payment. A calculator will never be as accurate as a conversation with an experienced loan professional.