Site terms
Terms of Service
The rules for using this website, its calculators and its educational content, plus how we communicate with you.
Acceptance
By using this website you agree to these terms. If you do not agree, please do not use the site.
Informational purpose only
Content here — including guides in the Learning Center and results from the calculators — is educational. It is not legal, tax or financial advice, not an offer, and not a commitment to lend. Calculator output is an estimate based on the figures you enter; actual rates, payments, taxes, insurance and closing costs are determined by the lender, your qualifications, and the property, and are subject to change without notice.
Communications consent
When you submit a form or contact us, you agree that we may respond by email, phone, or — if you separately opt in — text message. SMS consent is optional and is never a condition of any loan or service. Message frequency varies, message and data rates may apply, reply STOP to cancel and HELP for help. See our SMS Terms & Conditions and Privacy Policy. Mobile opt-in data and consent are never shared with third parties or affiliates for marketing purposes.
Accuracy of information you provide
You agree that the information you submit is accurate and that the phone number you provide belongs to you. If your number changes, tell us so we do not message someone else.
Intellectual property
Site content is owned by Lend4Less and may be read and shared by link for personal, non-commercial use. Do not republish it as your own.
Third-party links
We link to third-party sites such as our secure loan application. We do not control those sites and are not responsible for their content or privacy practices.
Limitation of liability
The site is provided "as is" without warranties of any kind. To the maximum extent permitted by law, Lend4Less is not liable for losses arising from use of, or reliance on, this site or its estimates.
Equal Housing Opportunity
Lend4Less is an Equal Housing Opportunity broker. We do business in accordance with federal and California fair lending laws and do not discriminate on the basis of race, color, religion, national origin, sex, familial status, disability, or any other protected characteristic.
Governing law and contact
These terms are governed by the laws of the State of California. Questions: Dennis@lend4less.com.