53,000 residents · California
Tuolumne County home loans
From Pine Mountain Lake and Groveland up through Sonora, Twain Harte and the Highway 108 corridor — second homes, cabins, manufactured housing and rural acreage are everyday files here.
What makes Tuolumne County different
- Second-home and vacation-property financing in wildfire-rated mountain communities
- USDA zero-down available across most of the county's rural areas
- Comfortable with HOA-controlled communities like Pine Mountain Lake
Communities I lend in
GrovelandPine Mountain LakeSonoraTwain HarteJamestownPhoenix LakeMono VistaColumbiaEast SonoraTuolumne CityCedar RidgeMi-Wuk VillageLong BarnSierra VillageSoulsbyvilleStandardCold Springs
Loan programs available here
USDA zero-down rural loans
No down payment for eligible Tuolumne County properties and incomes.
Manufactured home loans
Land-home purchase, refinance and new placement financing.
Hobby farms & acreage
Barns, shops, pasture, wells and multi-parcel properties.
Conventional, FHA, VA & jumbo
Every standard program, at broker pricing.
Financing a home in Tuolumne County?
No credit pull to start, no sales pressure, and a real quote you can compare line by line against any bank or big lender.