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Nope!  The big lenders have high overhead so they must charge you more to turn a profit.  Small, well run Mortgage broker shops consistently beat banks and big lenders by a quarter to half a percent, even more on FHA, VA and USDA loans.  That alone can save you thousands of dollars upfront and more over the life of the loan

The bigger the lender, the more of a hassle your loan experience will be.  Banks & big lenders operate an assembly line system with a half dozen or more people involved with your loan.  Too many cooks spoil the dish!  Miscommunication is common.  I'll be your only point of contact, answering all your questions resulting in a smooth experience

Bank and big lender loan officers almost always have less experience that a mortgage broker.  They also have sales managers pushing them to produce lots of high profit loans.  And that means a high pressure experience for you along with a higher loan cost.  Those extra loan fees pays for the big lender overhead and corporate salaries