36+
Years Experience
I Want to Help You Close Your Loan Faster and With Less Hassle
I want to help you close your loan faster and with less hassle while saving you thousands of dollars in the process! I’m Dennis Hughes — with 36+ years of home loan experience and 10,000+ loans closed.
Why should you trust me for your home loan?
Mortgage Broker
NMLS 178729
Licensed in California. Dedicated to helping families in Calaveras, Tuolumne, Amador and the surrounding foothill counties finance the home they love.
A mortgage broker, not a bank
Being a broker means I shop dozens of wholesale lenders for your specific scenario rather than fitting you into one company’s product menu. That matters most on the files nobody else wants: manufactured homes, rural acreage, hobby farms, wildfire-rated mountain properties and USDA zero-down purchases.
The home loan process shouldn’t be stressful — but a lender who hides fees and fumbles your file can make it that way. I’ve built a hassle-free process that saves clients thousands: straight answers from the first call, pricing well below banks and big lenders, and zero sales pressure.
Local expertise
Based in Calaveras County and lending in the same foothill communities I call home.
Fast closes
Streamlined files and direct communication mean we can close as fast as 12 days on purchases.
Get a straight answer today
No credit pull to start, no sales pressure, and a real quote you can compare line by line against any bank or big lender.