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Welcome!
Thanks for visiting my site

I'm Dennis Hughes -with 36+ years of home loan experience and 10,000+ loans closed!
I want to close  your home loan faster and hassle free while saving you thousands of dollars in the process!
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Why should you trust us for your home loan?
Experience & knowledge to make easy loans a breeze and
even hard to qualify loans go smoothly!


Small town personal service with tons of 5 star reviews

All your questions answered--Never any sales pressure

Close fast- 2 weeks or less on purchase - under 3 weeks refinance
Rates lower than the big lenders-- save thousands!
Conventional--FHA--VA --USDA --Jumbo Loan programs​
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Read what our happy customers say!

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Jackelyn G.

My husband and I quoted with a couple of different lenders throughout our process and none compared. Not just price wise but the relationship and service we received, we know we wouldn’t have found it with the other lenders. Dennis is extremely knowledgeable and helpful. We wouldn’t have been able to get through the process of purchasing our first home as smoothly as we did without him. Even pushing until the end for us to close on 23rd instead of our original date the 26th to be able to have our home by Christmas was amazing! Thank you Dennis, my husband and I recommend you 100%!

Alex M.

Dennis was absolutely wonderful to work with during our first home purchase. He answered all of our questions with so much thought and detail and always responded in minutes. His experience and attentiveness made me feel confident that he had our backs through out the whole process. I will recommend him without hesitation to my friends and family in the future. Thanks Dennis!

Dick L.

We have worked with Dennis through three home purchases and several re-financings. He has proven to be the consummate lending professional and he made our pursuit of a home mortgage loan successful, painless and free from unpleasant surprises. He has also helped us think through various financial scenarios and can be counted on to come up with creative solutions to our life planning issues. We found him always to be completely honest and forthright. Actually, he is fun to work with! I would recommend him without hesitation to anyone in search of a home mortgage!

Lend4less.com NMLS #1395260 
Dennis Hughes NMLS #178729
CA Dept of Real Estate -
Real Estate Broker ID #01001409
Colorado MLO.100511559

 

PO Box 1859

2209 Hartvickson Lane

Valley Springs, CA, 95252    

Call Now : 209-602-4900 

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