Second Opinion Service

You Are Entitled To A Second Opinion, Even If You Have Already Been Pre-Approved for a home loan or even if you've started the loan application process with someone else.

Imagine you saw an ad for a car that was thousands cheaper than any other dealer-and then when you showed up-- that car was already sold-or the "special price" had expired--and now that salesman convinced you the numbers on this other deal were still pretty good. Wouldn't you want a second opinion to make sure you got the best deal--especially since it seems like they bait & switched you with a deal that wasn't really available?

That's how a lot of home lenders conduct business--especially the online lenders -- just like many car dealers! Nothing but tricks and manipulation of the truth. They aren't local --won't see you around town--and they don't care about their business reputation like we do!

Your home loan is far too big a financial decision to put up with this kind of crap.

If you have already been pre-approved for a mortgage on your home purchase or refi-- are you absolutely sure you are getting the best service and the best deal?

Give us a shot-- we'll let you know in just a few minutes if we can beat your current loan quote --and how much money you can save! You only spend a few minutes --and it's highly likely we'll save you thousands of dollars! And provide you with answers to your questions the other lender couldn't.

With our streamlined company structure and decades of experience closing home loans--- I'm confident we have better loan pricing than 99% of the other lenders in our market.

Our advantage doesn't just end with better rates--our knowledge and streamlined digital process will eliminate the frustrating hassles you would experience with most other lenders.

And we take the time to answer all of your questions and provide you with every bit of information you need to make the best decision for YOU!

We are much cheaper than the big name lenders like Rocket Mortgage, Wells Fargo, Bank of America ---and nearly every other big name lender you can think of - typically by thousands of dollars for the same rate. And our service & knowledge blows them away.
Contact us to compare--and SAVE!

Happy Customers!

Alex M.

Dennis was absolutely wonderful to work with during our first home purchase. He answered all of our questions with so much thought and detail and always responded in minutes. His experience and attentiveness made me feel confident that he had our backs through out the whole process. I will recommend him without hesitation to my friends and family in the future. Thanks Dennis!

Jackelyn G.

My husband and I quoted with a couple of different lenders throughout our process and none compared. Not just price wise but the relationship and service we received, we know we wouldn’t have found it with the other lenders. Dennis is extremely knowledgeable and helpful. We wouldn’t have been able to get through the process of purchasing our first home as smoothly as we did without him. Even pushing until the end for us to close on 23rd instead of our original date the 26th to be able to have our home by Christmas was amazing! Thank you Dennis, my husband and I recommend you 100%!

Dick L.

We have worked with Dennis through three home purchases and several re-financings. He has proven to be the consummate lending professional and he made our pursuit of a home mortgage loan successful, painless and free from unpleasant surprises. He has also helped us think through various financial scenarios and can be counted on to come up with creative solutions to our life planning issues. We found him always to be completely honest and forthright. Actually, he is fun to work with! I would recommend him without hesitation to anyone in search of a home mortgage!

Angela H.

Dennis is extremely knowledgeable and goes the extra mile to assist his clients. We knew right from the beginning that we were in good hands. Dennis demonstrated great professionalism, he answered ALL of our questions at a moments notice, and kept us updated throughout the process. We endured some probate challenges with our seller/Realtor and Dennis shared his knowledge, reassured us, was an immense help, and kept up informed. His expertise is outstanding! His genuine thoughtfulness and kindness is something we shall never forget about Dennis. He was so honest and sincere from day one. These are strong characteristics you would wish for and we were extremely fortunate and lucky to have been introduced to Dennis. We would HIGHLY recommend him!

Gina Marie

Dennis is a very kind and knowledgeable Gentlemen. He was very helpful helping me understand my Escrow, homeowners insurance policy issues I am having.

Thank you for your time, and for all your help,

Jade R.

I just closed on a second home in a highly controlled mountain community with wildfire risk. Dennis came highly recommended by my realtor, and soon after my initial communication, I quickly knew why. Dennis was not only very knowledgeable, but he is very responsive and patient. I had many questions, since this is my first vacation home purchase in California. Not only was he very prompt with his responses, but the whole transaction was relatively painless. Will I use him again? YES. Will I recommend him to my friends and family? Definitely!

Meghan from Sonora

Dennis was so incredibly helpful as we purchased our first home! He was great at communicating with us and keeping us informed with regular updates on the status of the loan. Even during the stressful time of COVID-19, Dennis made sure that we had all the resources necessary to move forward with the lending process. He was always available for any questions we had, and at the end of the mortgage process, we truly felt like we made a friend in Dennis. Very knowledgeable, very passionate, highly recommend!

CoachBrn30 Groveland

Dennis Hughes did a great job handling my recent home refinance. He was easy to contact, answered my questions completely and helped me understand the process. He goes way beyond to give his clients great service. Without reservation I would recommend him to handle your next home loan.

Your home loan is far too big a financial decision to put up with this kind of crap.

We are much cheaper than the big name lenders like Rocket Mortgage, Wells Fargo, Bank of America ---and nearly every other big name lender you can think of - typically by thousands of dollars for the same rate. And our service & knowledge blows them away.
Contact us to compare--and SAVE!